Calabrese and Sovern Co-Author Comments on Proposed CFPB Debt Collection Rule for Consumer Law Professors

Professors Calabrese and Sovern co-authored comments, along with other legal academics, to the Consumer Financial Protection Bureau, on behalf of a group of 31 consumer law professors.  The comments address the Bureau’s proposed debt collection regulations.  These are the first agency regulations to implement the Fair Debt Collection Practices Act (FDCPA).


The regulations deal with significant changes in communication technology as well as in the debt collection industry that have occurred since the FDCPA was enacted in 1977.  The comments were also appended to testimony before the House Financial Services Committee in a hearing on debt collection on September 26.

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